Back to Search Results

404 S Main Street, Waterloo, IL, 62298

Originally built in 1908 and thoughtfully expanded over the years, this beautifully updated 3-bedroom, 2-bath home perfectly blends timeless character with today’s modern conveniences. Offering approximately 1,484 square feet of living space on a spacious lot of over one-third acre, this property is surrounded by mature shade trees that create a peaceful, park-like setting. The expansive backyard is ideal for entertaining, gardening, or simply relaxing, and offers ample space to add a detached garage—a desirable feature in this established neighborhood. Enjoy your morning coffee or evening sunsets from the backyard deck while taking in the beautiful surroundings. Inside, you’ll appreciate the extensive updates that make this home truly move-in ready. Recent improvements include fresh paint throughout, new luxury vinyl plank flooring, new carpeting, updated light fixtures, ceiling fans, and beautiful white wood blinds. The inviting living room features a decorative fireplace with electric logs, creating a warm and cozy focal point. The kitchen has been refreshed with updated cabinetry, a new drop ceiling, and all new appliances, making it both functional and attractive for everyday living. Both bathrooms have been updated with new adult-height vanities and modern finishes. Additional features include a spacious main-floor laundry room, gas forced-air furnace and central air conditioning, two built-in bookcases that add charm and functionality, and a cellar beneath the original portion of the home, while the remainder of the house is situated on a crawlspace. Major exterior improvements include a new roof and a chimney that has been professionally tuck-pointed and painted, providing both curb appeal and peace of mind for years to come. If you’ve been searching for a home that offers character, modern updates, a beautiful oversized yard, and room to grow, this is the one. With the major improvements already completed, all that’s left to do is move in and enjoy!

Subdivision: Rose & Omelveneys Add

List Price

$ 228,500

Status

Active

Days on market

0

MLS#

26045645

Bedrooms

3

Full baths

2

Sq. Ft. Above

1,484

Subdivision

Rose & Omelveneys Add

School District

Waterloo DIST 5

County

Monroe-IL

Property Type

Residential

Style

Ranch

Type

Residential

Additional Information

Property Tax (2024)

$2,629

Recent Nearby Sales in 62298

Last 6 closed homes in this zip.

Address Bd/Ba SqFt List Sold Closed
1042 Illinois Avenue, Waterloo, IL 62298 3/3 1,639 $390,000 $390,000
100% of ask
Jul 23, 2026
421 Hartmann Lane, Waterloo, IL 62298 4/3 1,816 $375,000 $370,000
98.7% of ask
Jul 23, 2026
6431 Northbrook Drive, Waterloo, IL 62298 6/3 2,797 $549,000 $548,500
99.9% of ask
Jul 23, 2026
1004 Oak Creek Lane, Waterloo, IL 62298 0/0 -- $60,000 $58,000
96.7% of ask
Jul 22, 2026
622 Morrison Avenue, Waterloo, IL 62298 3/2 1,344 $229,000 $215,000
93.9% of ask
Jul 17, 2026
6 Dwight Street, Waterloo, IL 62298 3/2 1,492 $320,000 $320,000
100% of ask
Jul 16, 2026

Price & Listing History

Listed for sale
Jul 22, 2026 at $228,500
Current status: Active
As of Jul 27, 2026 · $228,500

Mortgage Estimator

Estimate your monthly payment. Adjust the sliders below.

Estimated Monthly Payment
$0
Principal & Interest: $0 · Tax: $0 · Ins: $0
Loan Amount: $0
Total Interest: $0
Total of Payments: $0
A MORE, REALTORS® agent will connect you with a trusted local lender.

Estimate only. Not a loan offer. Consult a lender for an accurate quote, including HOA fees, PMI, and current rates.

Room Dimensions

Room Type

Living Room

Room Dimensions

16x13

Kitchen

17x11

Primary Bedroom

15x11

Bathroom 2

14x12

Bathroom 2

14x10

Bathroom

9x6

Bathroom 2

8x8

Laundry

6x5